The first step in NACA’s "Ten Steps to Home Ownership" is to sign up for a free NACA workshop near you. At the four-hour workshop you will learn the details about the NACA program and the home buying or refinancing process.
The incredible NACA mortgage allows NACA Members to purchase their homes with:
1. no down payment
2. no closing costs
3. no fees
4. no requirement for perfect credit
5. below-market interest rate
Everyone gets the same incredible terms, including the below-market interest rate, regardless of their credit score or other factors. NACA also provides free, comprehensive housing services. NACA counsels Members into the extraordinary NACA mortgage using character-based lending criteria that takes each Member’s circumstances into account to determine whether they are ready for homeownership and what they can afford.